Cost Of Living in Delphos, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Delphos	Ohio	National
Cost of living	92	92	100
Goods & Services	105	100	100
Groceries	102	101	100
Health care	112	98	100
Housing	60	73	100
Transportation	117	100	100
Utilities	101	99	100

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Cost Of Living Quick Facts

The cost of living in Delphos is equal to the Ohio average
The cost of living in Delphos is 8% lower than the national average
Delphos housing is 40% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,172	$5,181	$1,451	$1,865
Renters	$32,222	$2,685	$752	$967

A good indicator of the general affordability of housing in Delphos, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Delphos, the median monthly income is $62,172 for those who own their own homes. Under the standard rule, that income level would allow for $1,451 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $32,222, per the median income in the area. That would allow for renters to spend up to $752 on monthly rental expenses.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Delphos	National avg.	Difference
Haircut	$30.92	$24.26	27.4%
Beauty Salon	$47.35	$45.56	3.9%
Toothpaste	$3.76	$3.70	1.4%
Shampoo	$1.38	$1.28	7.6%
Movie	$13.39	$12.13	10.4%
Bowling	$16.98	$18.00	5.7%

Groceries

Item	Delphos	National avg.	Difference
Ground Beef	$4.95	$5.84	15.2%
Fried Chicken	$1.73	$1.57	9.7%
Milk	$4.62	$4.67	1.0%
Potatoes	$5.06	$4.93	2.5%
Pizza	$12.96	$12.09	7.2%
Beer	$10.31	$10.41	1.0%

Health Care

Item	Delphos	National avg.	Difference
Optometrist	$98.91	$125.68	21.3%
Doctor	$195.55	$135.78	44.0%
Dentist	$109.86	$113.29	3.0%
Ibuprofen	$10.77	$10.65	1.1%
Lipitor	$511.43	$468.60	9.1%

Housing

Item	Delphos	National avg.	Difference
Home Price	$96,600.00	$184,700.00	47.7%
Avg. Mortgage Payment	$2,211.29	$2,346.69	5.8%
Apartment Rent	$745.00	$949.00	21.5%

Transportation

Item	Delphos	National avg.	Difference
Gasoline	$3.48	$3.46	0.4%
Tire Balancing	$93.87	$59.92	56.7%

Utilities

Item	Delphos	National avg.	Difference
All Electricity	$200.81	$193.99	3.5%
Phone	$185.74	$192.25	3.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Haviland, OH	258	80	19.6%
Scott, OH	268	81	19.4%
Cloverdale, OH	167	87	12.6%
Elgin, OH	143	88	12.3%
Lima, OH	36,908	89	11.5%
Delphos, OH	7,066	92	7.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cos Cob, CT	7,065	214	114.5%
Hudson Falls, NY	7,067	94	6.2%
Saint-Apollinaire, QC	7,067	n/a
Hewlett, NY	7,064	163	62.7%
Orland Hills, IL	7,069	108	7.9%
Delphos, OH	7,066	92	7.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Delphos, OH