Cost Of Living in Cullowhee, NC

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Cullowhee	North Carolina	National
Cost of living	111	94	100
Goods & Services	100	98	100
Groceries	98	98	100
Health care	110	108	100
Housing	136	85	100
Transportation	92	92	100
Utilities	108	94	100

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Cost Of Living Quick Facts

The cost of living in Cullowhee is 18% higher than the North Carolina average
The cost of living in Cullowhee is 11% higher than the national average
Cullowhee housing is 36% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$92,704	$7,725	$2,163	$2,781
Renters	$17,066	$1,422	$398	$512

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cullowhee, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cullowhee homeowners, is $92,704. This would allow for a maximum of $2,163 per month to be spent on housing costs. For renters, the median monthly income is $17,066 which would result in a maximum of $398 to be spent on rental costs.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	Cullowhee	National avg.	Difference
Haircut	$28.00	$24.26	15.4%
Beauty Salon	$48.22	$45.56	5.8%
Toothpaste	$3.80	$3.70	2.6%
Shampoo	$1.33	$1.28	3.6%
Movie	$13.07	$12.13	7.7%
Bowling	$15.89	$18.00	11.7%

Groceries

Item	Cullowhee	National avg.	Difference
Ground Beef	$6.47	$5.84	10.7%
Fried Chicken	$1.46	$1.57	7.0%
Milk	$4.61	$4.67	1.3%
Potatoes	$5.27	$4.93	6.7%
Pizza	$10.44	$12.09	13.6%
Beer	$10.44	$10.41	0.3%

Health Care

Item	Cullowhee	National avg.	Difference
Optometrist	$155.11	$125.68	23.4%
Doctor	$166.73	$135.78	22.8%
Dentist	$113.89	$113.29	0.5%
Ibuprofen	$10.57	$10.65	0.7%
Lipitor	$509.86	$468.60	8.8%

Housing

Item	Cullowhee	National avg.	Difference
Home Price	$302,900.00	$184,700.00	64.0%
Avg. Mortgage Payment	$2,256.40	$2,346.69	3.8%
Apartment Rent	$685.00	$949.00	27.8%

Transportation

Item	Cullowhee	National avg.	Difference
Gasoline	$3.29	$3.46	5.0%
Tire Balancing	$49.99	$59.92	16.6%

Utilities

Item	Cullowhee	National avg.	Difference
All Electricity	$221.84	$193.99	14.4%
Phone	$186.82	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cherokee, NC	2,120	90	9.6%
Forest Hills, NC	325	94	6.0%
Franklin, NC	4,030	95	5.1%
Sylva, NC	2,696	96	4.4%
Waynesville, NC	10,145	96	3.5%
Cullowhee, NC	6,798	111	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Laurel, MT	6,797	101	1.0%
West Slope, OR	6,799	148	48.4%
St. Albans, VT	6,796	106	6.1%
Lochbuie, CO	6,795	112	12.5%
Kirtland, OH	6,801	108	8.2%
Cullowhee, NC	6,798	111	10.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Cullowhee, NC