Cost Of Living in Cross Lanes, WV

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Cross Lanes	West Virginia	National
Cost of living	91	85	100
Goods & Services	95	95	100
Groceries	100	98	100
Health care	101	97	100
Housing	77	62	100
Transportation	94	94	100
Utilities	98	96	100

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Cost Of Living Quick Facts

The cost of living in Cross Lanes is 6% higher than the West Virginia average
The cost of living in Cross Lanes is 9% lower than the national average
Cross Lanes housing is 23% lower than the national average
West Virginia general sales tax is 18% higher than the national average
West Virginia state income tax is 16% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$75,450	$6,288	$1,760	$2,264
Renters	$44,583	$3,715	$1,040	$1,338

To approximate the cost of living and the housing affordability in Cross Lanes, WV, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Cross Lanes have a median income of $75,450. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,760 per month to avoid calamity and poverty. The renters in the city have an income of about $44,583, which would make their monthly maximum allowable rental costs $1,040.

West Virginia Sales Tax

State	General Sales Tax	With Max Surtax
West Virginia	6%	7%

West Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
West Virginia	3%	6.5%

Goods & Services

Item	Cross Lanes	National avg.	Difference
Haircut	$18.78	$24.26	22.6%
Beauty Salon	$46.22	$45.56	1.4%
Toothpaste	$3.56	$3.70	3.8%
Shampoo	$1.18	$1.28	8.1%
Movie	$12.41	$12.13	2.3%
Bowling	$13.67	$18.00	24.1%

Groceries

Item	Cross Lanes	National avg.	Difference
Ground Beef	$5.57	$5.84	4.5%
Fried Chicken	$1.35	$1.57	14.0%
Milk	$4.83	$4.67	3.4%
Potatoes	$5.16	$4.93	4.6%
Pizza	$11.31	$12.09	6.4%
Beer	$10.19	$10.41	2.1%

Health Care

Item	Cross Lanes	National avg.	Difference
Optometrist	$172.33	$125.68	37.1%
Doctor	$158.83	$135.78	17.0%
Dentist	$107.83	$113.29	4.8%
Ibuprofen	$10.49	$10.65	1.5%
Lipitor	$355.05	$468.60	24.2%

Housing

Item	Cross Lanes	National avg.	Difference
Home Price	$134,900.00	$184,700.00	27.0%
Avg. Mortgage Payment	$1,346.93	$2,346.69	42.6%
Apartment Rent	$810.00	$949.00	14.6%

Transportation

Item	Cross Lanes	National avg.	Difference
Gasoline	$3.36	$3.46	3.0%
Tire Balancing	$52.00	$59.92	13.2%

Utilities

Item	Cross Lanes	National avg.	Difference
All Electricity	$189.47	$193.99	2.3%
Phone	$186.09	$192.25	3.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rand, WV	977	81	18.8%
Chesapeake, WV	1,783	82	17.8%
Bancroft, WV	443	84	16.4%
Marmet, WV	1,577	84	16.1%
Buffalo, WV	1,061	85	15.2%
Cross Lanes, WV	9,517	91	9.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Countryside, VA	9,517	141	41.4%
La Plata, MD	9,516	127	27.5%
Midland, WA	9,518	118	17.9%
Cedar Hills, OR	9,514	138	38.4%
Independent Hill, VA	9,514	168	67.5%
Cross Lanes, WV	9,517	91	9.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Cross Lanes, WV