Cost of Living in Commerce, TX

Get crime, demographics and other data for any address in Commerce, TX
A+
5%
Overall NAT. AVG.
21%
Goods & Services NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Commerce Texas National
Cost of living9592100
Goods & Services12196100
Groceries9796100
Health care11094100
Housing5783100
Transportation9492100
Utilities115104100
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Cost Of Living Quick Facts

  • The cost of living in Commerce is 2% higher than the Texas average
  • The cost of living in Commerce is 5% lower than the national average
  • Commerce housing is 43% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Commerce

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Compare Commerce, TX Cost of Living

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      Salary Calculator

          This is how much you would need to earn in
          Price difference in compared to
          Cost of living index
          Goods & Services index
          Groceries index
          Health care index
          Housing index
          Transportation index
          Utilities index

          Median Income & Debt-To-Income Ratio

          Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
          Owners$66,414$5,535$1,550$1,993
          Renters$21,994$1,833$513$660
          The affordability of the housing market in Commerce, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Commerce homeowners, the median income is $66,414. This indicates that a monthly maximum of $1,550 should be spent by homeowners on all housing related costs. Renters have a median income of $21,994. This indicates that renters would have a maximum of $513 for their rent related monthly costs.

          Texas Sales Tax

          State General Sales Tax With Max Surtax
          Texas 6.25% 8.25%

          Texas Income Tax

          State Income Tax (Low) Income Tax (High)
          Texas 0% 0%

          Goods & Services

          Item Commerce National avg. Difference
          Haircut $23.57$24.262.8%
          Beauty Salon $35.11$45.5622.9%
          Toothpaste $3.51$3.705.1%
          Shampoo $1.22$1.284.7%
          Movie $11.85$12.132.3%
          Bowling $16.96$18.005.8%

          Groceries

          Item Commerce National avg. Difference
          Ground Beef $5.44$5.846.9%
          Fried Chicken $1.32$1.5716.1%
          Milk $4.63$4.670.9%
          Potatoes $4.15$4.9316.0%
          Pizza $11.96$12.091.0%
          Beer $10.27$10.411.4%

          Health Care

          Item Commerce National avg. Difference
          Optometrist $96.63$125.6823.1%
          Doctor $131.00$135.783.5%
          Dentist $86.73$113.2923.4%
          Ibuprofen $10.40$10.652.4%
          Lipitor $484.49$468.603.4%

          Housing

          Item Commerce National avg. Difference
          Home Price $80,400.00$184,700.0056.5%
          Avg. Mortgage Payment $1,562.33$2,346.6933.4%
          Apartment Rent $831.00$949.0012.4%

          Transportation

          Item Commerce National avg. Difference
          Gasoline $3.47$3.460.3%
          Tire Balancing $66.47$59.9210.9%

          Utilities

          Item Commerce National avg. Difference
          All Electricity $145.64$193.9924.9%
          Phone $208.71$192.258.6%
          Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

          Nearby cities with low cost of living

          City Population Cost of Living Index National Avg.
          Cooper, TX1,9819010.1%
          Cumby, TX816927.7%
          Campbell, TX932946.2%
          Wolfe City, TX1,138945.9%
          Ladonia, TX752945.8%
          Commerce, TX9,473955.3%

          Cities with similar population

          City Population Cost of Living Index National Avg.
          Evergreen, CO9,47514544.6%
          Penetanguishene, ON9,475n/a 
          Hickam Housing, HI9,46319393.3%
          Beverly Hills, FL9,4848415.7%
          Coral Hills, MD9,45711818.2%
          Commerce, TX9,473955.3%
          Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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