A+
3%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
0%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Chubbuck Idaho National
Cost of living9796100
Goods & Services96101100
Groceries98101100
Health care9699100
Housing10088100
Transportation100105100
Utilities8786100

An Overview of Cost of Living in Chubbuck, ID

Are you thinking about relocating, but curious about the potential cost of living in Chubbuck? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Chubbuck stands at 97, making it 3% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Everyday expenditures like food, housing, goods and services, transportation and health care in Chubbuck are priced in a manner consistent with other areas. This means that residents of Chubbuck can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Chubbuck Affordable?

Wondering if Chubbuck is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Chubbuck, for example, the median home price is 2.7% higher than what folks pay nationally, and monthly rent is 5.1% lower than the usual rates. Plus, income levels matter too, with Chubbuck boasting a median household income of $61,442, which is 11.1% higher than the national average.

What Factors can Influence the Cost of Living in Chubbuck?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Chubbuck, the transportation index is 0.1% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Chubbuck, the healthcare costs are 4% lower than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Where is the Data From?

The Chubbuck cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Chubbuck is 1% higher than the Idaho average
  • The cost of living in Chubbuck is 3% lower than the national average
  • Chubbuck housing is equal to the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Chubbuck

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Compare Chubbuck, ID Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,991$6,083$1,703$2,190
      Renters$39,147$3,262$913$1,175
      The affordability of the housing market in Chubbuck, ID as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Chubbuck homeowners, the median income is $72,991. This indicates that a monthly maximum of $1,703 should be spent by homeowners on all housing related costs. Renters have a median income of $39,147. This indicates that renters would have a maximum of $913 for their rent related monthly costs.

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Goods & Services

      Item Chubbuck National avg. Difference
      Haircut $22.96$24.265.4%
      Beauty Salon $36.09$45.5620.8%
      Toothpaste $4.16$3.7012.4%
      Shampoo $1.04$1.2819.0%
      Movie $11.75$12.133.2%
      Bowling $12.32$18.0031.6%

      Groceries

      Item Chubbuck National avg. Difference
      Ground Beef $6.63$5.8413.5%
      Fried Chicken $1.36$1.5713.2%
      Milk $4.52$4.673.3%
      Potatoes $4.62$4.936.5%
      Pizza $10.57$12.0912.5%
      Beer $10.41$10.410.0%

      Health Care

      Item Chubbuck National avg. Difference
      Optometrist $130.57$125.683.9%
      Doctor $151.89$135.7811.9%
      Dentist $97.67$113.2913.8%
      Ibuprofen $10.36$10.652.7%
      Lipitor $409.05$468.6012.7%

      Housing

      Item Chubbuck National avg. Difference
      Home Price $189,600.00$184,700.002.7%
      Avg. Mortgage Payment $1,859.77$2,346.6920.7%
      Apartment Rent $901.00$949.005.1%

      Transportation

      Item Chubbuck National avg. Difference
      Gasoline $3.70$3.466.8%
      Tire Balancing $49.70$59.9217.0%

      Utilities

      Item Chubbuck National avg. Difference
      All Electricity $161.77$193.9916.6%
      Phone $177.84$192.257.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Arbon Valley, ID8828712.6%
      Fort Hall, ID2,7338911.2%
      Pocatello, ID56,016919.5%
      Inkom, ID934945.6%
      Tyhee, ID1,3351011.0%
      Chubbuck, ID15,301973.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bradley, IL15,296928.2%
      St. Simons, GA15,29112221.5%
      Americus, GA15,3198614.4%
      Bemidji, MN15,277918.7%
      Clearlake, CA15,3291010.9%
      Chubbuck, ID15,301973.2%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.