Cost Of Living in Chisago City, MN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Chisago City	Minnesota	National
Cost of living	109	99	100
Goods & Services	96	100	100
Groceries	99	98	100
Health care	101	109	100
Housing	137	100	100
Transportation	98	97	100
Utilities	94	93	100

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Cost Of Living Quick Facts

The cost of living in Chisago City is 10% higher than the Minnesota average
The cost of living in Chisago City is 9% higher than the national average
Chisago City housing is 37% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,277	$8,106	$2,270	$2,919
Renters	$40,156	$3,346	$937	$1,205

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Chisago City, MN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Chisago City, homeowners have a median income of $97,277. Using that number, a maximum of $2,270 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $40,156, which means there is a maximum of $937 to be spent on the costs of renting a home or apartment.

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Goods & Services

Item	Chisago City	National avg.	Difference
Haircut	$28.67	$24.26	18.2%
Beauty Salon	$34.55	$45.56	24.2%
Toothpaste	$3.75	$3.70	1.4%
Shampoo	$1.30	$1.28	1.5%
Movie	$13.47	$12.13	11.0%
Bowling	$21.50	$18.00	19.4%

Groceries

Item	Chisago City	National avg.	Difference
Ground Beef	$5.49	$5.84	5.9%
Fried Chicken	$1.35	$1.57	14.2%
Milk	$4.63	$4.67	0.8%
Potatoes	$4.98	$4.93	0.8%
Pizza	$12.49	$12.09	3.3%
Beer	$9.36	$10.41	10.1%

Health Care

Item	Chisago City	National avg.	Difference
Optometrist	$145.44	$125.68	15.7%
Doctor	$229.08	$135.78	68.7%
Dentist	$108.67	$113.29	4.1%
Ibuprofen	$10.36	$10.65	2.7%
Lipitor	$599.08	$468.60	27.8%

Housing

Item	Chisago City	National avg.	Difference
Home Price	$270,600.00	$184,700.00	46.5%
Avg. Mortgage Payment	$1,941.44	$2,346.69	17.3%
Apartment Rent	$1,081.00	$949.00	13.9%

Transportation

Item	Chisago City	National avg.	Difference
Gasoline	$3.38	$3.46	2.5%
Tire Balancing	$61.74	$59.92	3.0%

Utilities

Item	Chisago City	National avg.	Difference
All Electricity	$175.38	$193.99	9.6%
Phone	$187.39	$192.25	2.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dresser, WI	863	93	7.5%
Stacy, MN	1,960	93	7.3%
St. Croix Falls, WI	1,863	93	6.9%
Osceola, WI	2,521	94	6.4%
Taylors Falls, MN	1,166	96	3.8%
Chisago City, MN	5,159	109	8.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dunlap, TN	5,159	85	15.4%
Floral City, FL	5,158	89	11.5%
Osceola, IA	5,160	82	18.5%
Hampton Manor, NY	5,161	105	4.8%
Turtle Creek, PA	5,161	82	17.8%
Chisago City, MN	5,159	109	8.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Chisago City, MN