Cost Of Living in Chesapeake City, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Chesapeake City	Maryland	National
Cost of living	113	119	100
Goods & Services	106	106	100
Groceries	106	106	100
Health care	107	97	100
Housing	132	150	100
Transportation	108	98	100
Utilities	92	111	100

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Cost Of Living Quick Facts

The cost of living in Chesapeake City is 5% lower than the Maryland average
The cost of living in Chesapeake City is 13% higher than the national average
Chesapeake City housing is 32% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,404	$5,200	$1,456	$1,872
Renters	$41,250	$3,438	$962	$1,238

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Chesapeake City	National avg.	Difference
Haircut	$30.14	$24.26	24.2%
Beauty Salon	$47.42	$45.56	4.1%
Toothpaste	$3.61	$3.70	2.4%
Shampoo	$1.41	$1.28	10.4%
Movie	$12.71	$12.13	4.7%
Bowling	$19.50	$18.00	8.3%

Groceries

Item	Chesapeake City	National avg.	Difference
Ground Beef	$5.73	$5.84	1.9%
Fried Chicken	$1.52	$1.57	3.6%
Milk	$4.81	$4.67	3.0%
Potatoes	$5.40	$4.93	9.5%
Pizza	$11.33	$12.09	6.2%
Beer	$11.96	$10.41	14.8%

Health Care

Item	Chesapeake City	National avg.	Difference
Optometrist	$113.67	$125.68	9.6%
Doctor	$149.53	$135.78	10.1%
Dentist	$132.28	$113.29	16.8%
Ibuprofen	$10.94	$10.65	2.7%
Lipitor	$438.67	$468.60	6.4%

Housing

Item	Chesapeake City	National avg.	Difference
Home Price	$279,900.00	$184,700.00	51.5%
Avg. Mortgage Payment	$2,192.51	$2,346.69	6.6%
Apartment Rent	$821.00	$949.00	13.5%

Transportation

Item	Chesapeake City	National avg.	Difference
Gasoline	$3.50	$3.46	1.0%
Tire Balancing	$74.86	$59.92	24.9%

Utilities

Item	Chesapeake City	National avg.	Difference
All Electricity	$173.73	$193.99	10.4%
Phone	$182.79	$192.25	4.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wilmington Manor, DE	8,335	102	2.4%
Wilmington, DE	70,655	103	2.5%
Galena, MD	758	101	1.1%
Elsmere, DE	5,814	104	3.5%
Cecilton, MD	901	102	1.9%
Chesapeake City, MD	725	113	12.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Middletown, CA	725	323	223.0%
Homestead Base, FL	725	104	4.2%
Blairsville, GA	725	86	13.6%
Wellsburg, IA	725	76	24.2%
Pembroke, KY	725	87	12.5%
Chesapeake City, MD	725	113	12.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Chesapeake City, MD