| Index | Ponderosa-Wingate | Charlotte | North Carolina |
| Cost of living | 90 | 108 | 94 |
| Goods & Services | 103 | 103 | 98 |
| Groceries | 100 | 100 | 98 |
| Health care | 111 | 111 | 108 |
| Housing | 69 | 127 | 85 |
| Transportation | 94 | 94 | 92 |
| Utilities | 89 | 89 | 94 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $34,951 | $2,913 | $815 | $1,049 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| Item | Charlotte | National avg. | Difference |
| Haircut | $18.25 | $24.26 | 24.8% |
| Beauty Salon | $59.75 | $45.56 | 31.1% |
| Toothpaste | $3.81 | $3.70 | 2.8% |
| Shampoo | $1.27 | $1.28 | 0.7% |
| Movie | $13.55 | $12.13 | 11.7% |
| Bowling | $21.67 | $18.00 | 20.4% |
| Item | Charlotte | National avg. | Difference |
| Ground Beef | $6.27 | $5.84 | 7.3% |
| Fried Chicken | $1.39 | $1.57 | 11.5% |
| Milk | $4.61 | $4.67 | 1.2% |
| Potatoes | $4.98 | $4.93 | 1.0% |
| Pizza | $10.96 | $12.09 | 9.3% |
| Beer | $10.47 | $10.41 | 0.5% |
| Item | Charlotte | National avg. | Difference |
| Optometrist | $143.74 | $125.68 | 14.4% |
| Doctor | $148.29 | $135.78 | 9.2% |
| Dentist | $115.52 | $113.29 | 2.0% |
| Ibuprofen | $10.77 | $10.65 | 1.1% |
| Lipitor | $467.34 | $468.60 | 0.3% |
| Item | Charlotte | National avg. | Difference |
| Home Price | $235,000.00 | $184,700.00 | 27.2% |
| Avg. Mortgage Payment | $3,159.30 | $2,346.69 | 34.6% |
| Apartment Rent | $1,185.00 | $949.00 | 24.9% |
| Item | Charlotte | National avg. | Difference |
| Gasoline | $3.29 | $3.46 | 4.9% |
| Tire Balancing | $53.32 | $59.92 | 11.0% |
| Item | Charlotte | National avg. | Difference |
| All Electricity | $167.89 | $193.99 | 13.5% |
| Phone | $189.90 | $192.25 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| Spencer Mountain, NC | 0 | 99 | 0.6% |
| Lowell, NC | 3,676 | 92 | 8.0% |
| Stanley, NC | 3,734 | 95 | 5.0% |
| Ranlo, NC | 3,643 | 96 | 4.2% |
| Mount Holly, NC | 15,947 | 99 | 1.2% |
| Charlotte, NC | 873,570 | 108 | 7.6% |
| City | Population | Cost of Living Index | National Avg. |
| San Francisco, CA | 874,784 | 237 | 137.3% |
| Indianapolis, IN | 869,387 | 93 | 6.7% |
| Columbus, OH | 889,079 | 94 | 6.2% |
| Fort Worth, TX | 892,221 | 105 | 5.2% |
| Jacksonville, FL | 902,488 | 98 | 2.0% |
| Charlotte, NC | 873,570 | 108 | 7.6% |
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