| Index | Charlotte Hall | Maryland | National |
| Cost of living | 116 | 119 | 100 |
| Goods & Services | 110 | 106 | 100 |
| Groceries | 113 | 106 | 100 |
| Health care | 109 | 97 | 100 |
| Housing | 130 | 150 | 100 |
| Transportation | 111 | 98 | 100 |
| Utilities | 101 | 111 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $103,750 | $8,646 | $2,421 | $3,113 |
| Renters | $31,543 | $2,629 | $736 | $946 |
| State | General Sales Tax | With Max Surtax |
| Maryland | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Maryland | 2% | 5.75% |
| Item | Charlotte Hall | National avg. | Difference |
| Haircut | $25.51 | $24.26 | 5.1% |
| Beauty Salon | $47.63 | $45.56 | 4.5% |
| Toothpaste | $3.62 | $3.70 | 2.1% |
| Shampoo | $1.34 | $1.28 | 4.4% |
| Movie | $13.08 | $12.13 | 7.8% |
| Bowling | $24.34 | $18.00 | 35.2% |
| Item | Charlotte Hall | National avg. | Difference |
| Ground Beef | $6.08 | $5.84 | 4.1% |
| Fried Chicken | $1.41 | $1.57 | 10.6% |
| Milk | $4.68 | $4.67 | 0.2% |
| Potatoes | $5.30 | $4.93 | 7.3% |
| Pizza | $12.49 | $12.09 | 3.4% |
| Beer | $10.83 | $10.41 | 4.0% |
| Item | Charlotte Hall | National avg. | Difference |
| Optometrist | $120.12 | $125.68 | 4.4% |
| Doctor | $135.82 | $135.78 | 0.0% |
| Dentist | $98.77 | $113.29 | 12.8% |
| Ibuprofen | $10.80 | $10.65 | 1.4% |
| Lipitor | $485.49 | $468.60 | 3.6% |
| Item | Charlotte Hall | National avg. | Difference |
| Home Price | $251,700.00 | $184,700.00 | 36.3% |
| Avg. Mortgage Payment | $1,923.85 | $2,346.69 | 18.0% |
| Apartment Rent | $1,102.00 | $949.00 | 16.1% |
| Item | Charlotte Hall | National avg. | Difference |
| Gasoline | $3.34 | $3.46 | 3.6% |
| Tire Balancing | $64.70 | $59.92 | 8.0% |
| Item | Charlotte Hall | National avg. | Difference |
| All Electricity | $213.29 | $193.99 | 9.9% |
| Phone | $184.83 | $192.25 | 3.9% |
| City | Population | Cost of Living Index | National Avg. |
| Cedarville, MD | 577 | 109 | 9.3% |
| Rock Point, MD | 63 | 109 | 9.3% |
| Port Tobacco Village, MD | 4 | 109 | 9.3% |
| Eagle Harbor, MD | 42 | 102 | 2.0% |
| Colonial Beach, VA | 3,591 | 111 | 10.8% |
| Charlotte Hall, MD | 1,740 | 116 | 15.6% |
| City | Population | Cost of Living Index | National Avg. |
| Blackwater, AZ | 1,740 | 103 | 3.0% |
| Boronda, CA | 1,740 | 132 | 31.5% |
| Fern Acres, HI | 1,740 | 139 | 39.1% |
| Wilder, ID | 1,740 | 92 | 7.6% |
| Richmond, ME | 1,740 | 101 | 1.1% |
| Charlotte Hall, MD | 1,740 | 116 | 15.6% |
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