Cost Of Living in Centreville, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Centreville	Maryland	National
Cost of living	118	119	100
Goods & Services	101	106	100
Groceries	100	106	100
Health care	99	97	100
Housing	155	150	100
Transportation	101	98	100
Utilities	107	111	100

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Cost Of Living Quick Facts

The cost of living in Centreville is 1% lower than the Maryland average
The cost of living in Centreville is 18% higher than the national average
Centreville housing is 55% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$114,905	$9,575	$2,681	$3,447
Renters	$50,341	$4,195	$1,175	$1,510

A good indicator of the general affordability of housing in Centreville, MD, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Centreville, the median monthly income is $114,905 for those who own their own homes. Under the standard rule, that income level would allow for $2,681 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $50,341, per the median income in the area. That would allow for renters to spend up to $1,175 on monthly rental expenses.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Centreville	National avg.	Difference
Haircut	$23.17	$24.26	4.5%
Beauty Salon	$52.17	$45.56	14.5%
Toothpaste	$3.59	$3.70	3.1%
Shampoo	$1.28	$1.28	0.0%
Movie	$12.40	$12.13	2.2%
Bowling	$19.44	$18.00	8.0%

Groceries

Item	Centreville	National avg.	Difference
Ground Beef	$6.11	$5.84	4.7%
Fried Chicken	$1.41	$1.57	10.1%
Milk	$4.68	$4.67	0.1%
Potatoes	$5.38	$4.93	9.0%
Pizza	$12.29	$12.09	1.7%
Beer	$11.43	$10.41	9.8%

Health Care

Item	Centreville	National avg.	Difference
Optometrist	$143.30	$125.68	14.0%
Doctor	$134.50	$135.78	0.9%
Dentist	$120.11	$113.29	6.0%
Ibuprofen	$10.51	$10.65	1.3%
Lipitor	$377.86	$468.60	19.4%

Housing

Item	Centreville	National avg.	Difference
Home Price	$338,100.00	$184,700.00	83.1%
Avg. Mortgage Payment	$1,951.15	$2,346.69	16.9%
Apartment Rent	$860.00	$949.00	9.4%

Transportation

Item	Centreville	National avg.	Difference
Gasoline	$3.44	$3.46	0.5%
Tire Balancing	$62.39	$59.92	4.1%

Utilities

Item	Centreville	National avg.	Difference
All Electricity	$214.53	$193.99	10.6%
Phone	$195.25	$192.25	1.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Georgetown, MD	23	104	3.9%
West Denton, MD	14	102	1.7%
Edesville, MD	163	104	3.9%
Sudlersville, MD	423	95	4.6%
Cordova, MD	551	97	2.8%
Centreville, MD	4,829	118	17.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Devine, TX	4,829	84	16.0%
Jasper, AB	4,828	n/a
Hamilton, MT	4,827	106	6.0%
Ipswich, MA	4,826	145	45.0%
Sonora, CA	4,832	124	23.6%
Centreville, MD	4,829	118	17.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Centreville, MD