Cost Of Living in Castle Hills, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Castle Hills	Texas	National
Cost of living	119	92	100
Goods & Services	99	96	100
Groceries	95	96	100
Health care	105	94	100
Housing	173	83	100
Transportation	93	92	100
Utilities	85	104	100

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Cost Of Living Quick Facts

The cost of living in Castle Hills is 29% higher than the Texas average
The cost of living in Castle Hills is 19% higher than the national average
Castle Hills housing is 73% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,688	$8,307	$2,326	$2,991
Renters	$0	$0	$0	$0

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Castle Hills, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Castle Hills, homeowners have a median income of $99,688. Using that number, a maximum of $2,326 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $0, which means there is a maximum of $0 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Castle Hills	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$43.67	$45.56	4.2%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.06	$1.28	17.2%
Movie	$9.50	$12.13	21.7%
Bowling	$13.70	$18.00	23.9%

Groceries

Item	Castle Hills	National avg.	Difference
Ground Beef	$4.93	$5.84	15.6%
Fried Chicken	$1.57	$1.57	0.1%
Milk	$4.57	$4.67	2.2%
Potatoes	$4.55	$4.93	7.7%
Pizza	$11.32	$12.09	6.3%
Beer	$10.50	$10.41	0.8%

Health Care

Item	Castle Hills	National avg.	Difference
Optometrist	$132.00	$125.68	5.0%
Doctor	$171.14	$135.78	26.0%
Dentist	$108.33	$113.29	4.4%
Ibuprofen	$10.16	$10.65	4.7%
Lipitor	$481.60	$468.60	2.8%

Housing

Item	Castle Hills	National avg.	Difference
Home Price	$324,600.00	$184,700.00	75.7%
Avg. Mortgage Payment	$1,951.07	$2,346.69	16.9%
Apartment Rent	$1,578.00	$949.00	66.3%

Transportation

Item	Castle Hills	National avg.	Difference
Gasoline	$3.03	$3.46	12.4%
Tire Balancing	$57.20	$59.92	4.5%

Utilities

Item	Castle Hills	National avg.	Difference
All Electricity	$217.71	$193.99	12.2%
Phone	$201.97	$192.25	5.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Macdona, TX	258	85	15.2%
Kirby, TX	8,709	89	11.3%
Balcones Heights, TX	3,128	92	8.0%
San Antonio, TX	1,529,133	95	5.5%
Leon Valley, TX	12,279	96	4.4%
Castle Hills, TX	4,459	119	18.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Amite City, LA	4,459	84	16.0%
Farley, KY	4,458	84	15.8%
East Palestine, OH	4,457	88	11.9%
Pilot Point, TX	4,457	108	7.7%
Wingate, NC	4,456	96	3.8%
Castle Hills, TX	4,459	119	18.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Castle Hills, TX