Cost Of Living in Bulverde, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bulverde	Texas	National
Cost of living	112	92	100
Goods & Services	99	96	100
Groceries	95	96	100
Health care	105	94	100
Housing	150	83	100
Transportation	93	92	100
Utilities	85	104	100

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Cost Of Living Quick Facts

The cost of living in Bulverde is 21% higher than the Texas average
The cost of living in Bulverde is 12% higher than the national average
Bulverde housing is 50% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,776	$8,148	$2,281	$2,934
Renters	$73,828	$6,152	$1,723	$2,215

To approximate the cost of living and the housing affordability in Bulverde, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bulverde have a median income of $97,776. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,281 per month to avoid calamity and poverty. The renters in the city have an income of about $73,828, which would make their monthly maximum allowable rental costs $1,723.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Bulverde	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$43.67	$45.56	4.2%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.06	$1.28	17.2%
Movie	$9.50	$12.13	21.7%
Bowling	$13.70	$18.00	23.9%

Groceries

Item	Bulverde	National avg.	Difference
Ground Beef	$4.93	$5.84	15.6%
Fried Chicken	$1.57	$1.57	0.1%
Milk	$4.57	$4.67	2.2%
Potatoes	$4.55	$4.93	7.7%
Pizza	$11.32	$12.09	6.3%
Beer	$10.50	$10.41	0.8%

Health Care

Item	Bulverde	National avg.	Difference
Optometrist	$132.00	$125.68	5.0%
Doctor	$171.14	$135.78	26.0%
Dentist	$108.33	$113.29	4.4%
Ibuprofen	$10.16	$10.65	4.7%
Lipitor	$481.60	$468.60	2.8%

Housing

Item	Bulverde	National avg.	Difference
Home Price	$287,900.00	$184,700.00	55.9%
Avg. Mortgage Payment	$1,951.07	$2,346.69	16.9%
Apartment Rent	$1,309.00	$949.00	37.9%

Transportation

Item	Bulverde	National avg.	Difference
Gasoline	$3.03	$3.46	12.4%
Tire Balancing	$57.20	$59.92	4.5%

Utilities

Item	Bulverde	National avg.	Difference
All Electricity	$217.71	$193.99	12.2%
Phone	$201.97	$192.25	5.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Universal City, TX	20,691	97	2.9%
Live Oak, TX	16,118	98	2.2%
Selma, TX	11,241	104	4.4%
Schertz, TX	42,433	105	5.4%
Canyon Lake, TX	26,338	106	5.7%
Bulverde, TX	5,279	112	12.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Offutt AFB, NE	5,280	109	9.3%
Calverton, NY	5,280	118	18.2%
Fruitland, MD	5,281	102	2.0%
Buellton, CA	5,276	163	63.3%
Bulkley-Nechako A, BC	5,276	n/a
Bulverde, TX	5,279	112	12.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bulverde, TX