Cost of Living in Cold Spring, Buffalo, NY

A+
17%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
46%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Cold Spring Buffalo New York
Cost of living8386117
Goods & Services9494108
Groceries9797102
Health care101101103
Housing5464145
Transportation9595105
Utilities9494100
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Cost Of Living Quick Facts

  • The cost of living in Cold Spring is 29% lower than the Buffalo average
  • The cost of living in Cold Spring is 17% lower than the national average
  • Cold Spring housing is 46% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Cold Spring

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Compare Buffalo, NY Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$50,303$4,192$1,174$1,509

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Goods & Services

      Item Buffalo National avg. Difference
      Haircut $21.65$24.2610.8%
      Beauty Salon $53.07$45.5616.5%
      Toothpaste $3.61$3.702.5%
      Shampoo $1.30$1.281.8%
      Movie $12.76$12.135.2%
      Bowling $14.60$18.0018.9%

      Groceries

      Item Buffalo National avg. Difference
      Ground Beef $6.16$5.845.5%
      Fried Chicken $1.39$1.5711.4%
      Milk $4.67$4.670.0%
      Potatoes $5.26$4.936.5%
      Pizza $10.99$12.099.1%
      Beer $10.47$10.410.6%

      Health Care

      Item Buffalo National avg. Difference
      Optometrist $75.93$125.6839.6%
      Doctor $103.92$135.7823.5%
      Dentist $149.67$113.2932.1%
      Ibuprofen $10.42$10.652.2%
      Lipitor $464.18$468.600.9%

      Housing

      Item Buffalo National avg. Difference
      Home Price $101,000.00$184,700.0045.3%
      Avg. Mortgage Payment $2,421.64$2,346.693.2%
      Apartment Rent $801.00$949.0015.6%

      Transportation

      Item Buffalo National avg. Difference
      Gasoline $3.46$3.460.1%
      Tire Balancing $48.79$59.9218.6%

      Utilities

      Item Buffalo National avg. Difference
      All Electricity $173.44$193.9910.6%
      Phone $195.54$192.251.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Niagara Falls, NY47,9788218.5%
      Sloan, NY3,5478316.8%
      Tonawanda city, NY14,9918416.5%
      Lackawanna, NY17,7518515.5%
      Rapids, NY6878614.2%
      Buffalo, NY255,8058614.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Scottsdale, AZ254,99513737.3%
      Lubbock, TX257,013927.7%
      Chandler, AZ257,07612727.4%
      Madison, WI258,36611514.8%
      Burnaby, BC258,827n/a 
      Buffalo, NY255,8058614.5%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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