Cost Of Living in Bigfork, MT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bigfork	Montana	National
Cost of living	125	101	100
Goods & Services	90	104	100
Groceries	100	103	100
Health care	93	98	100
Housing	199	99	100
Transportation	103	109	100
Utilities	93	93	100

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Cost Of Living Quick Facts

The cost of living in Bigfork is 24% higher than the Montana average
The cost of living in Bigfork is 25% higher than the national average
Bigfork housing is 99% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$77,934	$6,495	$1,818	$2,338
Renters	$55,471	$4,623	$1,294	$1,664

A good indicator of the general affordability of housing in Bigfork, MT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bigfork, the median monthly income is $77,934 for those who own their own homes. Under the standard rule, that income level would allow for $1,818 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $55,471, per the median income in the area. That would allow for renters to spend up to $1,294 on monthly rental expenses.

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Goods & Services

Item	Bigfork	National avg.	Difference
Haircut	$15.71	$24.26	35.2%
Beauty Salon	$37.87	$45.56	16.9%
Toothpaste	$4.19	$3.70	13.3%
Shampoo	$1.16	$1.28	9.2%
Movie	$12.99	$12.13	7.1%
Bowling	$16.78	$18.00	6.8%

Groceries

Item	Bigfork	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.59	$1.57	1.2%
Milk	$4.55	$4.67	2.5%
Potatoes	$4.61	$4.93	6.5%
Pizza	$12.03	$12.09	0.5%
Beer	$10.57	$10.41	1.5%

Health Care

Item	Bigfork	National avg.	Difference
Optometrist	$105.94	$125.68	15.7%
Doctor	$115.67	$135.78	14.8%
Dentist	$112.63	$113.29	0.6%
Ibuprofen	$10.57	$10.65	0.7%
Lipitor	$444.64	$468.60	5.1%

Housing

Item	Bigfork	National avg.	Difference
Home Price	$444,300.00	$184,700.00	140.6%
Avg. Mortgage Payment	$1,553.45	$2,346.69	33.8%
Apartment Rent	$954.00	$949.00	0.5%

Transportation

Item	Bigfork	National avg.	Difference
Gasoline	$3.37	$3.46	2.5%
Tire Balancing	$69.17	$59.92	15.4%

Utilities

Item	Bigfork	National avg.	Difference
All Electricity	$176.82	$193.99	8.9%
Phone	$182.36	$192.25	5.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rollins, MT	156	94	5.9%
Bear Dance, MT	227	94	5.9%
Forest Hill Village, MT	99	83	17.4%
Somers, MT	1,079	100	0.1%
Evergreen, MT	8,416	101	0.5%
Bigfork, MT	4,733	125	25.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Crystal City, MO	4,733	90	10.5%
Flin Flon (Part), MB	4,733	n/a
Hummelstown, PA	4,732	105	4.6%
Jackson, AL	4,731	85	15.2%
Harrington Park, NJ	4,735	180	79.6%
Bigfork, MT	4,733	125	25.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bigfork, MT