Cost Of Living in Berwick, LA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Berwick	Louisiana	National
Cost of living	85	91	100
Goods & Services	91	96	100
Groceries	91	95	100
Health care	103	99	100
Housing	67	81	100
Transportation	97	96	100
Utilities	90	84	100

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Cost Of Living Quick Facts

The cost of living in Berwick is 7% lower than the Louisiana average
The cost of living in Berwick is 15% lower than the national average
Berwick housing is 33% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,878	$5,490	$1,537	$1,977
Renters	$24,597	$2,050	$574	$738

The affordability of the housing market in Berwick, LA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Berwick homeowners, the median income is $65,878. This indicates that a monthly maximum of $1,537 should be spent by homeowners on all housing related costs. Renters have a median income of $24,597. This indicates that renters would have a maximum of $574 for their rent related monthly costs.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Berwick	National avg.	Difference
Haircut	$27.33	$24.26	12.7%
Beauty Salon	$44.46	$45.56	2.4%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.22	$1.28	4.5%
Movie	$9.94	$12.13	18.1%
Bowling	$20.07	$18.00	11.5%

Groceries

Item	Berwick	National avg.	Difference
Ground Beef	$5.12	$5.84	12.4%
Fried Chicken	$1.44	$1.57	8.2%
Milk	$4.59	$4.67	1.8%
Potatoes	$5.09	$4.93	3.1%
Pizza	$10.74	$12.09	11.2%
Beer	$9.94	$10.41	4.6%

Health Care

Item	Berwick	National avg.	Difference
Optometrist	$105.23	$125.68	16.3%
Doctor	$98.53	$135.78	27.4%
Dentist	$91.40	$113.29	19.3%
Ibuprofen	$10.27	$10.65	3.6%
Lipitor	$500.22	$468.60	6.7%

Housing

Item	Berwick	National avg.	Difference
Home Price	$138,700.00	$184,700.00	24.9%
Avg. Mortgage Payment	$1,451.87	$2,346.69	38.1%
Apartment Rent	$444.00	$949.00	53.2%

Transportation

Item	Berwick	National avg.	Difference
Gasoline	$3.17	$3.46	8.5%
Tire Balancing	$60.37	$59.92	0.8%

Utilities

Item	Berwick	National avg.	Difference
All Electricity	$163.08	$193.99	15.9%
Phone	$187.44	$192.25	2.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Supreme, LA	494	92	7.8%
Siracusaville, LA	387	74	26.2%
Bayou L'Ourse, LA	2,231	83	16.5%
Patterson, LA	5,844	84	16.3%
Bayou Vista, LA	4,346	85	15.4%
Berwick, LA	4,478	85	15.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Holtville, AL	4,476	95	4.9%
Sayre, OK	4,480	79	21.4%
Westover, WV	4,475	90	9.9%
Gifford, FL	4,481	88	12.1%
Rockford, MN	4,481	99	1.0%
Berwick, LA	4,478	85	15.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Berwick, LA