Cost Of Living in Bay City, OR

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bay City	Oregon	National
Cost of living	115	111	100
Goods & Services	106	105	100
Groceries	111	109	100
Health care	110	105	100
Housing	130	123	100
Transportation	126	117	100
Utilities	96	96	100

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Cost Of Living Quick Facts

The cost of living in Bay City is 3% higher than the Oregon average
The cost of living in Bay City is 15% higher than the national average
Bay City housing is 30% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,375	$5,781	$1,619	$2,081
Renters	$34,356	$2,863	$802	$1,031

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Goods & Services

Item	Bay City	National avg.	Difference
Haircut	$41.22	$24.26	69.9%
Beauty Salon	$60.58	$45.56	33.0%
Toothpaste	$3.63	$3.70	2.0%
Shampoo	$1.53	$1.28	19.5%
Movie	$12.98	$12.13	6.9%
Bowling	$18.31	$18.00	1.7%

Groceries

Item	Bay City	National avg.	Difference
Ground Beef	$6.17	$5.84	5.7%
Fried Chicken	$2.03	$1.57	28.8%
Milk	$5.04	$4.67	7.9%
Potatoes	$4.39	$4.93	11.1%
Pizza	$12.21	$12.09	1.0%
Beer	$12.07	$10.41	15.9%

Health Care

Item	Bay City	National avg.	Difference
Optometrist	$131.94	$125.68	5.0%
Doctor	$188.49	$135.78	38.8%
Dentist	$115.08	$113.29	1.6%
Ibuprofen	$11.58	$10.65	8.7%
Lipitor	$386.53	$468.60	17.5%

Housing

Item	Bay City	National avg.	Difference
Home Price	$268,600.00	$184,700.00	45.4%
Avg. Mortgage Payment	$3,332.86	$2,346.69	42.0%
Apartment Rent	$891.00	$949.00	6.1%

Transportation

Item	Bay City	National avg.	Difference
Gasoline	$4.16	$3.46	20.3%
Tire Balancing	$84.45	$59.92	40.9%

Utilities

Item	Bay City	National avg.	Difference
All Electricity	$182.73	$193.99	5.8%
Phone	$190.36	$192.25	1.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Idaville, OR	292	109	8.6%
Cape Meares, OR	93	109	8.6%
Tillamook, OR	5,308	107	7.0%
Rockaway Beach, OR	1,366	112	12.0%
Nehalem, OR	366	114	14.2%
Bay City, OR	2,190	115	15.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hinckley, IL	2,190	107	6.8%
Trowbridge Park, MI	2,190	98	2.1%
Greenport West, NY	2,190	155	55.5%
Marcellus, NY	2,190	101	0.8%
East Broughton, QC	2,190	n/a
Bay City, OR	2,190	115	15.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bay City, OR