Cost Of Living in Bath, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bath	New York	National
Cost of living	86	117	100
Goods & Services	102	108	100
Groceries	98	102	100
Health care	99	103	100
Housing	53	145	100
Transportation	108	105	100
Utilities	92	100	100

New Real Estate Listings in Bath Area

For Sale For Rent

Search

Search Homes for Sale in Bath, NY

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in Bath is 26% lower than the New York average
The cost of living in Bath is 14% lower than the national average
Bath housing is 47% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Bath

See all the best places to live around Bath

Compare Bath, NY Cost of Living

Write a review to give others more information about this area.

See all Bath poll results

The best places in New York

Here are the best places to live in New York

These are the largest cities in New York

Check out the 10 most dangerous cities in New York

These are the 10 cheapest cities in New York

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$58,689	$4,891	$1,369	$1,761
Renters	$25,250	$2,104	$589	$758

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bath, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bath homeowners, is $58,689. This would allow for a maximum of $1,369 per month to be spent on housing costs. For renters, the median monthly income is $25,250 which would result in a maximum of $589 to be spent on rental costs.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Bath	National avg.	Difference
Haircut	$26.78	$24.26	10.4%
Beauty Salon	$44.58	$45.56	2.2%
Toothpaste	$3.72	$3.70	0.4%
Shampoo	$1.70	$1.28	32.6%
Movie	$15.90	$12.13	31.0%
Bowling	$24.25	$18.00	34.7%

Groceries

Item	Bath	National avg.	Difference
Ground Beef	$6.04	$5.84	3.5%
Fried Chicken	$1.55	$1.57	1.4%
Milk	$5.16	$4.67	10.5%
Potatoes	$5.21	$4.93	5.7%
Pizza	$13.16	$12.09	8.9%
Beer	$11.98	$10.41	15.1%

Health Care

Item	Bath	National avg.	Difference
Optometrist	$124.25	$125.68	1.1%
Doctor	$154.18	$135.78	13.6%
Dentist	$124.68	$113.29	10.1%
Ibuprofen	$11.17	$10.65	4.8%
Lipitor	$398.58	$468.60	14.9%

Housing

Item	Bath	National avg.	Difference
Home Price	$87,600.00	$184,700.00	52.6%
Avg. Mortgage Payment	$5,235.60	$2,346.69	123.1%
Apartment Rent	$613.00	$949.00	35.4%

Transportation

Item	Bath	National avg.	Difference
Gasoline	$3.58	$3.46	3.6%
Tire Balancing	$59.33	$59.92	1.0%

Utilities

Item	Bath	National avg.	Difference
All Electricity	$196.28	$193.99	1.2%
Phone	$200.67	$192.25	4.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Campbell, NY	672	83	17.3%
Cohocton, NY	1,066	84	15.7%
Coopers Plains, NY	515	85	15.1%
Canisteo, NY	2,330	85	14.8%
Avoca, NY	1,006	86	13.7%
Bath, NY	5,493	86	13.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Belle Mead, NJ	5,492	161	61.3%
Tracyton, WA	5,494	126	25.6%
Glencoe, MN	5,488	95	5.3%
Volo, IL	5,498	113	13.0%
Saint-Roch-de-l'Achigan, QC	5,486	n/a
Bath, NY	5,493	86	13.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bath, NY