Cost Of Living in Ayden, NC

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ayden	North Carolina	National
Cost of living	89	94	100
Goods & Services	99	98	100
Groceries	98	98	100
Health care	112	108	100
Housing	68	85	100
Transportation	93	92	100
Utilities	98	94	100

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Cost Of Living Quick Facts

The cost of living in Ayden is 4% lower than the North Carolina average
The cost of living in Ayden is 11% lower than the national average
Ayden housing is 32% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,385	$5,282	$1,479	$1,902
Renters	$16,969	$1,414	$396	$509

A good indicator of the general affordability of housing in Ayden, NC, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ayden, the median monthly income is $63,385 for those who own their own homes. Under the standard rule, that income level would allow for $1,479 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $16,969, per the median income in the area. That would allow for renters to spend up to $396 on monthly rental expenses.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	Ayden	National avg.	Difference
Haircut	$19.00	$24.26	21.7%
Beauty Salon	$29.58	$45.56	35.1%
Toothpaste	$3.65	$3.70	1.4%
Shampoo	$1.09	$1.28	15.1%
Movie	$10.27	$12.13	15.3%
Bowling	$11.00	$18.00	38.9%

Groceries

Item	Ayden	National avg.	Difference
Ground Beef	$5.93	$5.84	1.5%
Fried Chicken	$1.59	$1.57	0.9%
Milk	$4.57	$4.67	2.1%
Potatoes	$5.18	$4.93	4.9%
Pizza	$10.47	$12.09	13.4%
Beer	$10.29	$10.41	1.1%

Health Care

Item	Ayden	National avg.	Difference
Optometrist	$141.56	$125.68	12.6%
Doctor	$136.38	$135.78	0.4%
Dentist	$100.17	$113.29	11.6%
Ibuprofen	$10.24	$10.65	3.9%
Lipitor	$429.52	$468.60	8.3%

Housing

Item	Ayden	National avg.	Difference
Home Price	$127,400.00	$184,700.00	31.0%
Avg. Mortgage Payment	$1,813.02	$2,346.69	22.7%
Apartment Rent	$629.00	$949.00	33.7%

Transportation

Item	Ayden	National avg.	Difference
Gasoline	$3.45	$3.46	0.5%
Tire Balancing	$63.55	$59.92	6.1%

Utilities

Item	Ayden	National avg.	Difference
All Electricity	$201.14	$193.99	3.7%
Phone	$187.32	$192.25	2.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hookerton, NC	645	83	17.2%
Grifton, NC	2,873	83	16.9%
Fountain, NC	308	84	15.7%
Vanceboro, NC	1,070	84	15.5%
Grimesland, NC	392	85	15.2%
Ayden, NC	5,138	89	10.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jackson, GA	5,138	91	9.3%
Schuylkill Haven, PA	5,137	89	11.3%
Wolfforth, TX	5,137	100	0.2%
Gilmer, TX	5,139	91	8.7%
La Crescent, MN	5,135	101	0.7%
Ayden, NC	5,138	89	10.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ayden, NC