Cost Of Living in Arnold, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Arnold	Pennsylvania	National
Cost of living	85	98	100
Goods & Services	93	99	100
Groceries	100	99	100
Health care	91	94	100
Housing	50	91	100
Transportation	107	106	100
Utilities	125	107	100

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Cost Of Living Quick Facts

The cost of living in Arnold is 13% lower than the Pennsylvania average
The cost of living in Arnold is 15% lower than the national average
Arnold housing is 50% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,667	$4,306	$1,205	$1,550
Renters	$23,206	$1,934	$541	$696

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Arnold, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Arnold homeowners, is $51,667. This would allow for a maximum of $1,205 per month to be spent on housing costs. For renters, the median monthly income is $23,206 which would result in a maximum of $541 to be spent on rental costs.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Arnold	National avg.	Difference
Haircut	$23.73	$24.26	2.2%
Beauty Salon	$40.40	$45.56	11.3%
Toothpaste	$3.72	$3.70	0.6%
Shampoo	$1.39	$1.28	8.5%
Movie	$11.77	$12.13	3.0%
Bowling	$16.24	$18.00	9.8%

Groceries

Item	Arnold	National avg.	Difference
Ground Beef	$5.70	$5.84	2.3%
Fried Chicken	$1.41	$1.57	10.6%
Milk	$4.52	$4.67	3.2%
Potatoes	$5.47	$4.93	10.8%
Pizza	$12.83	$12.09	6.2%
Beer	$10.58	$10.41	1.6%

Health Care

Item	Arnold	National avg.	Difference
Optometrist	$109.26	$125.68	13.1%
Doctor	$100.92	$135.78	25.7%
Dentist	$110.50	$113.29	2.5%
Ibuprofen	$10.45	$10.65	1.9%
Lipitor	$502.54	$468.60	7.2%

Housing

Item	Arnold	National avg.	Difference
Home Price	$64,100.00	$184,700.00	65.3%
Avg. Mortgage Payment	$2,225.61	$2,346.69	5.2%
Apartment Rent	$803.00	$949.00	15.4%

Transportation

Item	Arnold	National avg.	Difference
Gasoline	$3.73	$3.46	7.6%
Tire Balancing	$64.05	$59.92	6.9%

Utilities

Item	Arnold	National avg.	Difference
All Electricity	$270.68	$193.99	39.5%
Phone	$196.77	$192.25	2.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
North Braddock, PA	4,703	81	19.5%
Duquesne, PA	5,534	82	18.3%
Rankin, PA	1,948	82	18.2%
Edgewood CDP, PA	2,454	82	18.1%
Braddock, PA	1,885	82	18.1%
Arnold, PA	4,852	85	14.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Manheim, PA	4,852	100	0.3%
Springhill, LA	4,851	82	18.5%
Midway, NC	4,851	95	4.6%
Big Pine Key, FL	4,853	132	31.6%
Folkston, GA	4,853	77	23.0%
Arnold, PA	4,852	85	14.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Arnold, PA