Cost Of Living in Adel, GA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Adel	Georgia	National
Cost of living	85	93	100
Goods & Services	97	97	100
Groceries	96	98	100
Health care	98	100	100
Housing	61	86	100
Transportation	93	94	100
Utilities	90	86	100

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Cost Of Living Quick Facts

The cost of living in Adel is 8% lower than the Georgia average
The cost of living in Adel is 15% lower than the national average
Adel housing is 39% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,364	$4,197	$1,175	$1,511
Renters	$21,500	$1,792	$502	$645

The affordability of the housing market in Adel, GA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Adel homeowners, the median income is $50,364. This indicates that a monthly maximum of $1,175 should be spent by homeowners on all housing related costs. Renters have a median income of $21,500. This indicates that renters would have a maximum of $502 for their rent related monthly costs.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Goods & Services

Item	Adel	National avg.	Difference
Haircut	$19.97	$24.26	17.7%
Beauty Salon	$52.72	$45.56	15.7%
Toothpaste	$3.70	$3.70	0.0%
Shampoo	$1.01	$1.28	20.9%
Movie	$12.00	$12.13	1.1%
Bowling	$10.00	$18.00	44.4%

Groceries

Item	Adel	National avg.	Difference
Ground Beef	$6.00	$5.84	2.7%
Fried Chicken	$1.43	$1.57	9.3%
Milk	$4.49	$4.67	3.9%
Potatoes	$5.52	$4.93	11.9%
Pizza	$12.16	$12.09	0.6%
Beer	$9.84	$10.41	5.5%

Health Care

Item	Adel	National avg.	Difference
Optometrist	$120.50	$125.68	4.1%
Doctor	$118.67	$135.78	12.6%
Dentist	$115.95	$113.29	2.3%
Ibuprofen	$10.04	$10.65	5.8%
Lipitor	$530.12	$468.60	13.1%

Housing

Item	Adel	National avg.	Difference
Home Price	$91,600.00	$184,700.00	50.4%
Avg. Mortgage Payment	$1,961.97	$2,346.69	16.4%
Apartment Rent	$816.00	$949.00	14.0%

Transportation

Item	Adel	National avg.	Difference
Gasoline	$3.28	$3.46	5.3%
Tire Balancing	$53.83	$59.92	10.2%

Utilities

Item	Adel	National avg.	Difference
All Electricity	$164.25	$193.99	15.3%
Phone	$190.47	$192.25	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ellenton, GA	200	75	24.9%
Morven, GA	882	76	23.8%
Berlin, GA	749	79	21.0%
Omega, GA	1,231	79	20.6%
Lenox, GA	670	80	20.3%
Adel, GA	5,297	85	15.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kittery, ME	5,297	131	30.8%
Mount Carmel, TN	5,297	89	11.3%
Cutler, CA	5,296	108	8.2%
Highwood, IL	5,293	130	29.8%
Linton, IN	5,293	85	14.7%
Adel, GA	5,297	85	15.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Adel, GA